# Is Saturday 1 January 2028 a T2 (TARGET RTGS) business day? No: Saturday 1 January 2028 is not a T2 (TARGET RTGS) business day, because T2 (TARGET RTGS) is closed for New Year's Day (TARGET closing day), according to European Central Bank; T2 (TARGET RTGS) reopens on Monday 3 January 2028 (Zeitwide release 2026.11.04.1). ## 28 days of T2 (TARGET RTGS) around Sat 1 Jan 2028 T2 (TARGET RTGS), Sat 25 Dec 2027 to Fri 21 Jan 2028 | Date | T2 (TARGET RTGS) | | --- | --- | | [Sat 25 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-25) | T2 (TARGET RTGS) closed for the weekend and a holiday Sat 25 Dec 2027: Christmas Day (TARGET holiday) | | [Sun 26 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-26) | T2 (TARGET RTGS) closed for the weekend and a holiday Sun 26 Dec 2027: Boxing Day (TARGET holiday) | | [Mon 27 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-27) | T2 (TARGET RTGS) open Mon 27 Dec 2027 | | [Tue 28 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-28) | T2 (TARGET RTGS) open Tue 28 Dec 2027 | | [Wed 29 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-29) | T2 (TARGET RTGS) open Wed 29 Dec 2027 | | [Thu 30 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-30) | T2 (TARGET RTGS) open Thu 30 Dec 2027 | | [Fri 31 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-31) | T2 (TARGET RTGS) open Fri 31 Dec 2027 | | [Sat 1 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-01) | T2 (TARGET RTGS) closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day (TARGET closing day) (this date) | | [Sun 2 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-02) | T2 (TARGET RTGS) closed for the weekend Sun 2 Jan 2028 | | [Mon 3 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-03) | T2 (TARGET RTGS) open Mon 3 Jan 2028 | | [Tue 4 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-04) | T2 (TARGET RTGS) open Tue 4 Jan 2028 | | [Wed 5 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-05) | T2 (TARGET RTGS) open Wed 5 Jan 2028 | | [Thu 6 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-06) | T2 (TARGET RTGS) open Thu 6 Jan 2028 | | [Fri 7 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-07) | T2 (TARGET RTGS) open Fri 7 Jan 2028 | | [Sat 8 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-08) | T2 (TARGET RTGS) closed for the weekend Sat 8 Jan 2028 | | [Sun 9 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-09) | T2 (TARGET RTGS) closed for the weekend Sun 9 Jan 2028 | | [Mon 10 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-10) | T2 (TARGET RTGS) open Mon 10 Jan 2028 | | [Tue 11 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-11) | T2 (TARGET RTGS) open Tue 11 Jan 2028 | | [Wed 12 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-12) | T2 (TARGET RTGS) open Wed 12 Jan 2028 | | [Thu 13 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-13) | T2 (TARGET RTGS) open Thu 13 Jan 2028 | | [Fri 14 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-14) | T2 (TARGET RTGS) open Fri 14 Jan 2028 | | [Sat 15 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-15) | T2 (TARGET RTGS) closed for the weekend Sat 15 Jan 2028 | | [Sun 16 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-16) | T2 (TARGET RTGS) closed for the weekend Sun 16 Jan 2028 | | [Mon 17 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-17) | T2 (TARGET RTGS) open Mon 17 Jan 2028 | | [Tue 18 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-18) | T2 (TARGET RTGS) open Tue 18 Jan 2028 | | [Wed 19 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-19) | T2 (TARGET RTGS) open Wed 19 Jan 2028 | | [Thu 20 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-20) | T2 (TARGET RTGS) open Thu 20 Jan 2028 | | [Fri 21 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-21) | T2 (TARGET RTGS) open Fri 21 Jan 2028 | ## Other calendars on Sat 1 Jan 2028 Saturday 1 January 2028 on 7 other calendars | Calendar | Status | Why | | --- | --- | --- | | Germany: nationwide public holidays (DE) | No data | Outside this calendar's sources | | CHAPS (GB-CHAPS) | [CHAPS closed for the weekend Sat 1 Jan 2028](https://zeitwide.com/calendars/GB-CHAPS/2028-01-01) | Weekend | | England and Wales bank holidays (GB-EAW) | [England and Wales bank holidays closed for the weekend Sat 1 Jan 2028](https://zeitwide.com/calendars/GB-EAW/2028-01-01) | Weekend | | FedACH Services (US-FEDACH) | [FedACH Services closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day](https://zeitwide.com/calendars/US-FEDACH/2028-01-01) | New Year's Day | | US federal holidays (US-FEDERAL) | [US federal holidays closed for the weekend Sat 1 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-01) | Weekend | | FedNow Service (US-FEDNOW) | [FedNow Service open Sat 1 Jan 2028](https://zeitwide.com/calendars/US-FEDNOW/2028-01-01) | Business day | | Fedwire Funds Service (US-FEDWIRE) | [Fedwire Funds Service closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-01) | New Year's Day | ## Questions people ask **When does T2 (TARGET RTGS) reopen after Saturday 1 January 2028?** T2 (TARGET RTGS) reopens on Monday 3 January 2028. **Which days is T2 (TARGET RTGS) closed?** T2 (TARGET RTGS) is closed every Saturday and Sunday. It also closes on the holidays published by European Central Bank. **Where does this answer come from?** European Central Bank, last read 3 Nov 2026, 02:47 UTC. The operator published this date. It is in Zeitwide release 2026.11.04.1. ## Sources - European Central Bank: (Read 3 Nov 2026, 02:47 UTC) Zeitwide release 2026.11.04.1. T2 (TARGET RTGS) revision 13, published 3 Nov 2026, 14:20 UTC. ## Cite Zeitwide (2026). EU-T2 on 2028-01-01. Release 2026.11.04.1. https://zeitwide.com/calendars/EU-T2/2028-01-01