# Is Wednesday 5 January 2028 a T2 (TARGET RTGS) business day?

Yes: Wednesday 5 January 2028 is a T2 (TARGET RTGS) business day, as no closure for it appears in European Central Bank; the next T2 (TARGET RTGS) business day is Thursday 6 January 2028 (Zeitwide release 2026.11.04.1).

## 28 days of T2 (TARGET RTGS) around Wed 5 Jan 2028

T2 (TARGET RTGS), Wed 29 Dec 2027 to Tue 25 Jan 2028

| Date | T2 (TARGET RTGS) |
| --- | --- |
| [Wed 29 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-29) | T2 (TARGET RTGS) open Wed 29 Dec 2027 |
| [Thu 30 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-30) | T2 (TARGET RTGS) open Thu 30 Dec 2027 |
| [Fri 31 Dec 2027](https://zeitwide.com/calendars/EU-T2/2027-12-31) | T2 (TARGET RTGS) open Fri 31 Dec 2027 |
| [Sat 1 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-01) | T2 (TARGET RTGS) closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day (TARGET closing day) |
| [Sun 2 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-02) | T2 (TARGET RTGS) closed for the weekend Sun 2 Jan 2028 |
| [Mon 3 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-03) | T2 (TARGET RTGS) open Mon 3 Jan 2028 |
| [Tue 4 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-04) | T2 (TARGET RTGS) open Tue 4 Jan 2028 |
| [Wed 5 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-05) | T2 (TARGET RTGS) open Wed 5 Jan 2028 (this date) |
| [Thu 6 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-06) | T2 (TARGET RTGS) open Thu 6 Jan 2028 |
| [Fri 7 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-07) | T2 (TARGET RTGS) open Fri 7 Jan 2028 |
| [Sat 8 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-08) | T2 (TARGET RTGS) closed for the weekend Sat 8 Jan 2028 |
| [Sun 9 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-09) | T2 (TARGET RTGS) closed for the weekend Sun 9 Jan 2028 |
| [Mon 10 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-10) | T2 (TARGET RTGS) open Mon 10 Jan 2028 |
| [Tue 11 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-11) | T2 (TARGET RTGS) open Tue 11 Jan 2028 |
| [Wed 12 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-12) | T2 (TARGET RTGS) open Wed 12 Jan 2028 |
| [Thu 13 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-13) | T2 (TARGET RTGS) open Thu 13 Jan 2028 |
| [Fri 14 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-14) | T2 (TARGET RTGS) open Fri 14 Jan 2028 |
| [Sat 15 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-15) | T2 (TARGET RTGS) closed for the weekend Sat 15 Jan 2028 |
| [Sun 16 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-16) | T2 (TARGET RTGS) closed for the weekend Sun 16 Jan 2028 |
| [Mon 17 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-17) | T2 (TARGET RTGS) open Mon 17 Jan 2028 |
| [Tue 18 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-18) | T2 (TARGET RTGS) open Tue 18 Jan 2028 |
| [Wed 19 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-19) | T2 (TARGET RTGS) open Wed 19 Jan 2028 |
| [Thu 20 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-20) | T2 (TARGET RTGS) open Thu 20 Jan 2028 |
| [Fri 21 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-21) | T2 (TARGET RTGS) open Fri 21 Jan 2028 |
| [Sat 22 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-22) | T2 (TARGET RTGS) closed for the weekend Sat 22 Jan 2028 |
| [Sun 23 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-23) | T2 (TARGET RTGS) closed for the weekend Sun 23 Jan 2028 |
| [Mon 24 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-24) | T2 (TARGET RTGS) open Mon 24 Jan 2028 |
| [Tue 25 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-25) | T2 (TARGET RTGS) open Tue 25 Jan 2028 |

## Other calendars on Wed 5 Jan 2028

Wednesday 5 January 2028 on 7 other calendars

| Calendar | Status | Why |
| --- | --- | --- |
| Germany: nationwide public holidays (DE) | No data | Outside this calendar's sources |
| CHAPS (GB-CHAPS) | [CHAPS open Wed 5 Jan 2028](https://zeitwide.com/calendars/GB-CHAPS/2028-01-05) | Business day |
| England and Wales bank holidays (GB-EAW) | [England and Wales bank holidays open Wed 5 Jan 2028](https://zeitwide.com/calendars/GB-EAW/2028-01-05) | Business day |
| FedACH Services (US-FEDACH) | [FedACH Services open Wed 5 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-05) | Business day |
| US federal holidays (US-FEDERAL) | [US federal holidays open Wed 5 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-05) | Business day |
| FedNow Service (US-FEDNOW) | [FedNow Service open Wed 5 Jan 2028](https://zeitwide.com/calendars/US-FEDNOW/2028-01-05) | Business day |
| Fedwire Funds Service (US-FEDWIRE) | [Fedwire Funds Service open Wed 5 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-05) | Business day |

## Questions people ask

**What is the next T2 (TARGET RTGS) business day after Wednesday 5 January 2028?**
The next T2 (TARGET RTGS) business day is Thursday 6 January 2028.

**Which days is T2 (TARGET RTGS) closed?**
T2 (TARGET RTGS) is closed every Saturday and Sunday. It also closes on the holidays published by European Central Bank.

**Where does this answer come from?**
The calendar's weekend rule and no closure for it in European Central Bank, in Zeitwide release 2026.11.04.1.

## Sources

No entry decides this date, so T2 (TARGET RTGS)'s weekend rule does. T2 (TARGET RTGS) is closed every Saturday and Sunday.

Zeitwide release 2026.11.04.1.

T2 (TARGET RTGS) revision 13, published 3 Nov 2026, 14:20 UTC.

## Cite

Zeitwide (2026). EU-T2 on 2028-01-05. Release 2026.11.04.1. https://zeitwide.com/calendars/EU-T2/2028-01-05