# Is Monday 25 December 2028 a T2 (TARGET RTGS) business day?

No: Monday 25 December 2028 is not a T2 (TARGET RTGS) business day, because T2 (TARGET RTGS) is closed for Christmas Day (TARGET closing day), according to European Central Bank; T2 (TARGET RTGS) reopens on Wednesday 27 December 2028 (Zeitwide release 2026.11.04.1).

## 28 days of T2 (TARGET RTGS) around Mon 25 Dec 2028

T2 (TARGET RTGS), Mon 4 Dec 2028 to Sun 31 Dec 2028

| Date | T2 (TARGET RTGS) |
| --- | --- |
| [Mon 4 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-04) | T2 (TARGET RTGS) open Mon 4 Dec 2028 |
| [Tue 5 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-05) | T2 (TARGET RTGS) open Tue 5 Dec 2028 |
| [Wed 6 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-06) | T2 (TARGET RTGS) open Wed 6 Dec 2028 |
| [Thu 7 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-07) | T2 (TARGET RTGS) open Thu 7 Dec 2028 |
| [Fri 8 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-08) | T2 (TARGET RTGS) open Fri 8 Dec 2028 |
| [Sat 9 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-09) | T2 (TARGET RTGS) closed for the weekend Sat 9 Dec 2028 |
| [Sun 10 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-10) | T2 (TARGET RTGS) closed for the weekend Sun 10 Dec 2028 |
| [Mon 11 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-11) | T2 (TARGET RTGS) open Mon 11 Dec 2028 |
| [Tue 12 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-12) | T2 (TARGET RTGS) open Tue 12 Dec 2028 |
| [Wed 13 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-13) | T2 (TARGET RTGS) open Wed 13 Dec 2028 |
| [Thu 14 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-14) | T2 (TARGET RTGS) open Thu 14 Dec 2028 |
| [Fri 15 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-15) | T2 (TARGET RTGS) open Fri 15 Dec 2028 |
| [Sat 16 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-16) | T2 (TARGET RTGS) closed for the weekend Sat 16 Dec 2028 |
| [Sun 17 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-17) | T2 (TARGET RTGS) closed for the weekend Sun 17 Dec 2028 |
| [Mon 18 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-18) | T2 (TARGET RTGS) open Mon 18 Dec 2028 |
| [Tue 19 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-19) | T2 (TARGET RTGS) open Tue 19 Dec 2028 |
| [Wed 20 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-20) | T2 (TARGET RTGS) open Wed 20 Dec 2028 |
| [Thu 21 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-21) | T2 (TARGET RTGS) open Thu 21 Dec 2028 |
| [Fri 22 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-22) | T2 (TARGET RTGS) open Fri 22 Dec 2028 |
| [Sat 23 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-23) | T2 (TARGET RTGS) closed for the weekend Sat 23 Dec 2028 |
| [Sun 24 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-24) | T2 (TARGET RTGS) closed for the weekend Sun 24 Dec 2028 |
| [Mon 25 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-25) | T2 (TARGET RTGS) closed Mon 25 Dec 2028: Christmas Day (TARGET closing day) (this date) |
| [Tue 26 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-26) | T2 (TARGET RTGS) closed Tue 26 Dec 2028: Christmas Holiday (TARGET closing day) |
| [Wed 27 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-27) | T2 (TARGET RTGS) open Wed 27 Dec 2028 |
| [Thu 28 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-28) | T2 (TARGET RTGS) open Thu 28 Dec 2028 |
| [Fri 29 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-29) | T2 (TARGET RTGS) open Fri 29 Dec 2028 |
| [Sat 30 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-30) | T2 (TARGET RTGS) closed for the weekend Sat 30 Dec 2028 |
| [Sun 31 Dec 2028](https://zeitwide.com/calendars/EU-T2/2028-12-31) | T2 (TARGET RTGS) closed for the weekend Sun 31 Dec 2028 |

## Other calendars on Mon 25 Dec 2028

Monday 25 December 2028 on 7 other calendars

| Calendar | Status | Why |
| --- | --- | --- |
| Germany: nationwide public holidays (DE) | No data | Outside this calendar's sources |
| CHAPS (GB-CHAPS) | [CHAPS closed Mon 25 Dec 2028: Christmas Day](https://zeitwide.com/calendars/GB-CHAPS/2028-12-25) | Christmas Day |
| England and Wales bank holidays (GB-EAW) | [England and Wales bank holidays closed Mon 25 Dec 2028: Christmas Day](https://zeitwide.com/calendars/GB-EAW/2028-12-25) | Christmas Day |
| FedACH Services (US-FEDACH) | [FedACH Services closed Mon 25 Dec 2028: Christmas Day](https://zeitwide.com/calendars/US-FEDACH/2028-12-25) | Christmas Day |
| US federal holidays (US-FEDERAL) | [US federal holidays closed Mon 25 Dec 2028: Christmas Day](https://zeitwide.com/calendars/US-FEDERAL/2028-12-25) | Christmas Day |
| FedNow Service (US-FEDNOW) | [FedNow Service open Mon 25 Dec 2028](https://zeitwide.com/calendars/US-FEDNOW/2028-12-25) | Business day |
| Fedwire Funds Service (US-FEDWIRE) | [Fedwire Funds Service closed Mon 25 Dec 2028: Christmas Day](https://zeitwide.com/calendars/US-FEDWIRE/2028-12-25) | Christmas Day |

## Questions people ask

**When does T2 (TARGET RTGS) reopen after Monday 25 December 2028?**
T2 (TARGET RTGS) reopens on Wednesday 27 December 2028.

**Which days is T2 (TARGET RTGS) closed?**
T2 (TARGET RTGS) is closed every Saturday and Sunday. It also closes on the holidays published by European Central Bank.

**Where does this answer come from?**
European Central Bank, last read 3 Nov 2026, 02:47 UTC. The operator published this date. It is in Zeitwide release 2026.11.04.1.

## Sources

- European Central Bank: <https://www.ecb.europa.eu/ecb/contacts/working-hours/html/index.en.html> (Read 3 Nov 2026, 02:47 UTC)

Zeitwide release 2026.11.04.1.

T2 (TARGET RTGS) revision 13, published 3 Nov 2026, 14:20 UTC.

## Cite

Zeitwide (2026). EU-T2 on 2028-12-25. Release 2026.11.04.1. https://zeitwide.com/calendars/EU-T2/2028-12-25
