# Is Saturday 1 January 2028 a FedACH Services business day?

No: Saturday 1 January 2028 is not a FedACH Services business day, because FedACH Services is closed for New Year's Day, according to Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services); FedACH Services reopens on Monday 3 January 2028 (Zeitwide release 2026.11.04.1).

## 28 days of FedACH Services around Sat 1 Jan 2028

FedACH Services, Sat 25 Dec 2027 to Fri 21 Jan 2028

| Date | FedACH Services |
| --- | --- |
| [Sat 25 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-25) | FedACH Services closed for the weekend and a holiday Sat 25 Dec 2027: Christmas Day |
| [Sun 26 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-26) | FedACH Services closed for the weekend Sun 26 Dec 2027 |
| [Mon 27 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-27) | FedACH Services open Mon 27 Dec 2027 |
| [Tue 28 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-28) | FedACH Services open Tue 28 Dec 2027 |
| [Wed 29 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-29) | FedACH Services open Wed 29 Dec 2027 |
| [Thu 30 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-30) | FedACH Services open Thu 30 Dec 2027 |
| [Fri 31 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-31) | FedACH Services open Fri 31 Dec 2027 |
| [Sat 1 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-01) | FedACH Services closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day (this date) |
| [Sun 2 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-02) | FedACH Services closed for the weekend Sun 2 Jan 2028 |
| [Mon 3 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-03) | FedACH Services open Mon 3 Jan 2028 |
| [Tue 4 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-04) | FedACH Services open Tue 4 Jan 2028 |
| [Wed 5 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-05) | FedACH Services open Wed 5 Jan 2028 |
| [Thu 6 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-06) | FedACH Services open Thu 6 Jan 2028 |
| [Fri 7 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-07) | FedACH Services open Fri 7 Jan 2028 |
| [Sat 8 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-08) | FedACH Services closed for the weekend Sat 8 Jan 2028 |
| [Sun 9 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-09) | FedACH Services closed for the weekend Sun 9 Jan 2028 |
| [Mon 10 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-10) | FedACH Services open Mon 10 Jan 2028 |
| [Tue 11 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-11) | FedACH Services open Tue 11 Jan 2028 |
| [Wed 12 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-12) | FedACH Services open Wed 12 Jan 2028 |
| [Thu 13 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-13) | FedACH Services open Thu 13 Jan 2028 |
| [Fri 14 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-14) | FedACH Services open Fri 14 Jan 2028 |
| [Sat 15 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-15) | FedACH Services closed for the weekend Sat 15 Jan 2028 |
| [Sun 16 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-16) | FedACH Services closed for the weekend Sun 16 Jan 2028 |
| [Mon 17 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-17) | FedACH Services closed Mon 17 Jan 2028: Birthday of Martin Luther King, Jr. |
| [Tue 18 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-18) | FedACH Services open Tue 18 Jan 2028 |
| [Wed 19 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-19) | FedACH Services open Wed 19 Jan 2028 |
| [Thu 20 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-20) | FedACH Services open Thu 20 Jan 2028 |
| [Fri 21 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-21) | FedACH Services open Fri 21 Jan 2028 |

## Other calendars on Sat 1 Jan 2028

Saturday 1 January 2028 on 7 other calendars

| Calendar | Status | Why |
| --- | --- | --- |
| Germany: nationwide public holidays (DE) | No data | Outside this calendar's sources |
| T2 (TARGET RTGS) (EU-T2) | [T2 (TARGET RTGS) closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day (TARGET closing day)](https://zeitwide.com/calendars/EU-T2/2028-01-01) | New Year's Day (TARGET closing day) |
| CHAPS (GB-CHAPS) | [CHAPS closed for the weekend Sat 1 Jan 2028](https://zeitwide.com/calendars/GB-CHAPS/2028-01-01) | Weekend |
| England and Wales bank holidays (GB-EAW) | [England and Wales bank holidays closed for the weekend Sat 1 Jan 2028](https://zeitwide.com/calendars/GB-EAW/2028-01-01) | Weekend |
| US federal holidays (US-FEDERAL) | [US federal holidays closed for the weekend Sat 1 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-01) | Weekend |
| FedNow Service (US-FEDNOW) | [FedNow Service open Sat 1 Jan 2028](https://zeitwide.com/calendars/US-FEDNOW/2028-01-01) | Business day |
| Fedwire Funds Service (US-FEDWIRE) | [Fedwire Funds Service closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-01) | New Year's Day |

## Questions people ask

**When does FedACH Services reopen after Saturday 1 January 2028?**
FedACH Services reopens on Monday 3 January 2028.

**What are FedACH Services's operating hours?**
FedACH Services publishes 9 cut-off times rather than opening hours, all in America/New\_York.

**Where does this answer come from?**
Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services), last read 3 Nov 2026, 02:47 UTC. The operator published this date. It is in Zeitwide release 2026.11.04.1.

## Sources

- Board of Governors of the Federal Reserve System: <https://www.federalreserve.gov/aboutthefed/k8.htm> (Read 28 Oct 2026, 15:46 UTC)
- Federal Reserve Banks (Federal Reserve Financial Services): <https://www.frbservices.org/about/holiday-schedules/> (Read 3 Nov 2026, 02:47 UTC)

Zeitwide release 2026.11.04.1.

FedACH Services revision 38, published 3 Nov 2026, 14:35 UTC.

## Cite

Zeitwide (2026). US-FEDACH on 2028-01-01. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDACH/2028-01-01