# Is Thursday 20 January 2028 a US federal holidays business day?

Yes: Thursday 20 January 2028 is a US federal holidays business day, as no closure for it appears in U.S. Office of Personnel Management; the next US federal holidays business day is Friday 21 January 2028 (Zeitwide release 2026.11.04.1).

## 28 days of US federal holidays around Thu 20 Jan 2028

US federal holidays, Thu 13 Jan 2028 to Wed 9 Feb 2028

| Date | US federal holidays |
| --- | --- |
| [Thu 13 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-13) | US federal holidays open Thu 13 Jan 2028 |
| [Fri 14 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-14) | US federal holidays open Fri 14 Jan 2028 |
| [Sat 15 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-15) | US federal holidays closed for the weekend Sat 15 Jan 2028 |
| [Sun 16 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-16) | US federal holidays closed for the weekend Sun 16 Jan 2028 |
| [Mon 17 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-17) | US federal holidays closed Mon 17 Jan 2028: Birthday of Martin Luther King, Jr. |
| [Tue 18 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-18) | US federal holidays open Tue 18 Jan 2028 |
| [Wed 19 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-19) | US federal holidays open Wed 19 Jan 2028 |
| [Thu 20 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-20) | US federal holidays open Thu 20 Jan 2028 (this date) |
| [Fri 21 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-21) | US federal holidays open Fri 21 Jan 2028 |
| [Sat 22 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-22) | US federal holidays closed for the weekend Sat 22 Jan 2028 |
| [Sun 23 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-23) | US federal holidays closed for the weekend Sun 23 Jan 2028 |
| [Mon 24 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-24) | US federal holidays open Mon 24 Jan 2028 |
| [Tue 25 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-25) | US federal holidays open Tue 25 Jan 2028 |
| [Wed 26 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-26) | US federal holidays open Wed 26 Jan 2028 |
| [Thu 27 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-27) | US federal holidays open Thu 27 Jan 2028 |
| [Fri 28 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-28) | US federal holidays open Fri 28 Jan 2028 |
| [Sat 29 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-29) | US federal holidays closed for the weekend Sat 29 Jan 2028 |
| [Sun 30 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-30) | US federal holidays closed for the weekend Sun 30 Jan 2028 |
| [Mon 31 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-31) | US federal holidays open Mon 31 Jan 2028 |
| [Tue 1 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-01) | US federal holidays open Tue 1 Feb 2028 |
| [Wed 2 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-02) | US federal holidays open Wed 2 Feb 2028 |
| [Thu 3 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-03) | US federal holidays open Thu 3 Feb 2028 |
| [Fri 4 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-04) | US federal holidays open Fri 4 Feb 2028 |
| [Sat 5 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-05) | US federal holidays closed for the weekend Sat 5 Feb 2028 |
| [Sun 6 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-06) | US federal holidays closed for the weekend Sun 6 Feb 2028 |
| [Mon 7 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-07) | US federal holidays open Mon 7 Feb 2028 |
| [Tue 8 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-08) | US federal holidays open Tue 8 Feb 2028 |
| [Wed 9 Feb 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-02-09) | US federal holidays open Wed 9 Feb 2028 |

## Other calendars on Thu 20 Jan 2028

Thursday 20 January 2028 on 7 other calendars

| Calendar | Status | Why |
| --- | --- | --- |
| Germany: nationwide public holidays (DE) | No data | Outside this calendar's sources |
| T2 (TARGET RTGS) (EU-T2) | [T2 (TARGET RTGS) open Thu 20 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-20) | Business day |
| CHAPS (GB-CHAPS) | [CHAPS open Thu 20 Jan 2028](https://zeitwide.com/calendars/GB-CHAPS/2028-01-20) | Business day |
| England and Wales bank holidays (GB-EAW) | [England and Wales bank holidays open Thu 20 Jan 2028](https://zeitwide.com/calendars/GB-EAW/2028-01-20) | Business day |
| FedACH Services (US-FEDACH) | [FedACH Services open Thu 20 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-20) | Business day |
| FedNow Service (US-FEDNOW) | [FedNow Service open Thu 20 Jan 2028](https://zeitwide.com/calendars/US-FEDNOW/2028-01-20) | Business day |
| Fedwire Funds Service (US-FEDWIRE) | [Fedwire Funds Service open Thu 20 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-20) | Business day |

## Questions people ask

**What is the next US federal holidays business day after Thursday 20 January 2028?**
The next US federal holidays business day is Friday 21 January 2028.

**Which days is US federal holidays closed?**
US federal holidays is closed every Saturday and Sunday. It also closes on the holidays published by U.S. Office of Personnel Management.

**Where does this answer come from?**
The calendar's weekend rule and no closure for it in U.S. Office of Personnel Management, in Zeitwide release 2026.11.04.1.

## Sources

No entry decides this date, so US federal holidays's weekend rule does. US federal holidays is closed every Saturday and Sunday.

Zeitwide release 2026.11.04.1.

US federal holidays revision 44, published 3 Nov 2026, 14:35 UTC.

## Cite

Zeitwide (2026). US-FEDERAL on 2028-01-20. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDERAL/2028-01-20