# Is Monday 3 January 2028 a Fedwire Funds Service business day?

Yes: Monday 3 January 2028 is a Fedwire Funds Service business day, as no closure for it appears in Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services); the next Fedwire Funds Service business day is Tuesday 4 January 2028, whose business day opens at 21:00 America/New\_York the evening before (Zeitwide release 2026.11.04.1).

## 28 days of Fedwire Funds Service around Mon 3 Jan 2028

Fedwire Funds Service, Mon 27 Dec 2027 to Sun 23 Jan 2028

| Date | Fedwire Funds Service |
| --- | --- |
| [Mon 27 Dec 2027](https://zeitwide.com/calendars/US-FEDWIRE/2027-12-27) | Fedwire Funds Service open Mon 27 Dec 2027 |
| [Tue 28 Dec 2027](https://zeitwide.com/calendars/US-FEDWIRE/2027-12-28) | Fedwire Funds Service open Tue 28 Dec 2027 |
| [Wed 29 Dec 2027](https://zeitwide.com/calendars/US-FEDWIRE/2027-12-29) | Fedwire Funds Service open Wed 29 Dec 2027 |
| [Thu 30 Dec 2027](https://zeitwide.com/calendars/US-FEDWIRE/2027-12-30) | Fedwire Funds Service open Thu 30 Dec 2027 |
| [Fri 31 Dec 2027](https://zeitwide.com/calendars/US-FEDWIRE/2027-12-31) | Fedwire Funds Service open Fri 31 Dec 2027 |
| [Sat 1 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-01) | Fedwire Funds Service closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day |
| [Sun 2 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-02) | Fedwire Funds Service closed for the weekend Sun 2 Jan 2028 |
| [Mon 3 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-03) | Fedwire Funds Service open Mon 3 Jan 2028 (this date) |
| [Tue 4 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-04) | Fedwire Funds Service open Tue 4 Jan 2028 |
| [Wed 5 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-05) | Fedwire Funds Service open Wed 5 Jan 2028 |
| [Thu 6 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-06) | Fedwire Funds Service open Thu 6 Jan 2028 |
| [Fri 7 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-07) | Fedwire Funds Service open Fri 7 Jan 2028 |
| [Sat 8 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-08) | Fedwire Funds Service closed for the weekend Sat 8 Jan 2028 |
| [Sun 9 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-09) | Fedwire Funds Service closed for the weekend Sun 9 Jan 2028 |
| [Mon 10 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-10) | Fedwire Funds Service open Mon 10 Jan 2028 |
| [Tue 11 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-11) | Fedwire Funds Service open Tue 11 Jan 2028 |
| [Wed 12 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-12) | Fedwire Funds Service open Wed 12 Jan 2028 |
| [Thu 13 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-13) | Fedwire Funds Service open Thu 13 Jan 2028 |
| [Fri 14 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-14) | Fedwire Funds Service open Fri 14 Jan 2028 |
| [Sat 15 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-15) | Fedwire Funds Service closed for the weekend Sat 15 Jan 2028 |
| [Sun 16 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-16) | Fedwire Funds Service closed for the weekend Sun 16 Jan 2028 |
| [Mon 17 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-17) | Fedwire Funds Service closed Mon 17 Jan 2028: Birthday of Martin Luther King, Jr. |
| [Tue 18 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-18) | Fedwire Funds Service open Tue 18 Jan 2028 |
| [Wed 19 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-19) | Fedwire Funds Service open Wed 19 Jan 2028 |
| [Thu 20 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-20) | Fedwire Funds Service open Thu 20 Jan 2028 |
| [Fri 21 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-21) | Fedwire Funds Service open Fri 21 Jan 2028 |
| [Sat 22 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-22) | Fedwire Funds Service closed for the weekend Sat 22 Jan 2028 |
| [Sun 23 Jan 2028](https://zeitwide.com/calendars/US-FEDWIRE/2028-01-23) | Fedwire Funds Service closed for the weekend Sun 23 Jan 2028 |

## Other calendars on Mon 3 Jan 2028

Monday 3 January 2028 on 7 other calendars

| Calendar | Status | Why |
| --- | --- | --- |
| Germany: nationwide public holidays (DE) | No data | Outside this calendar's sources |
| T2 (TARGET RTGS) (EU-T2) | [T2 (TARGET RTGS) open Mon 3 Jan 2028](https://zeitwide.com/calendars/EU-T2/2028-01-03) | Business day |
| CHAPS (GB-CHAPS) | [CHAPS closed Mon 3 Jan 2028: New Year's Day (Substitute day)](https://zeitwide.com/calendars/GB-CHAPS/2028-01-03) | New Year's Day (Substitute day) |
| England and Wales bank holidays (GB-EAW) | [England and Wales bank holidays closed Mon 3 Jan 2028: New Year's Day (Substitute day)](https://zeitwide.com/calendars/GB-EAW/2028-01-03) | New Year's Day (Substitute day) |
| FedACH Services (US-FEDACH) | [FedACH Services open Mon 3 Jan 2028](https://zeitwide.com/calendars/US-FEDACH/2028-01-03) | Business day |
| US federal holidays (US-FEDERAL) | [US federal holidays open Mon 3 Jan 2028](https://zeitwide.com/calendars/US-FEDERAL/2028-01-03) | Business day |
| FedNow Service (US-FEDNOW) | [FedNow Service open Mon 3 Jan 2028](https://zeitwide.com/calendars/US-FEDNOW/2028-01-03) | Business day |

## Questions people ask

**What is the next Fedwire Funds Service business day after Monday 3 January 2028?**
The next Fedwire Funds Service business day is Tuesday 4 January 2028, whose business day opens at 21:00 America/New\_York the evening before.

**What are Fedwire Funds Service's operating hours?**
A Fedwire Funds Service business day runs from 21:00 America/New\_York on the evening before to 19:00 on the day itself.

**Where does this answer come from?**
The calendar's weekend rule and no closure for it in Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services), in Zeitwide release 2026.11.04.1.

## Sources

No entry decides this date, so Fedwire Funds Service's weekend rule does. Fedwire Funds Service is closed every Saturday and Sunday.

Zeitwide release 2026.11.04.1.

Fedwire Funds Service revision 38, published 3 Nov 2026, 14:35 UTC.

## Cite

Zeitwide (2026). US-FEDWIRE on 2028-01-03. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDWIRE/2028-01-03