# T2 (TARGET RTGS) vs FedACH Services: closures in 2027

In 2027 T2 (TARGET RTGS) closes on 6 days and FedACH Services on 11; they share 1 Jan and 25 Dec.

From Zeitwide release 2026.11.03.1.

## Side by side

Every day T2 (TARGET RTGS) or FedACH Services is closed in 2027

| Date | T2 (TARGET RTGS) | FedACH Services |
| --- | --- | --- |
| Fri 1 Jan 2027 | [T2 (TARGET RTGS) closed Fri 1 Jan 2027: New Year's Day (TARGET closing day)](https://zeitwide.com/calendars/EU-T2/2027-01-01) | [FedACH Services closed Fri 1 Jan 2027: New Year's Day](https://zeitwide.com/calendars/US-FEDACH/2027-01-01) |
| Mon 18 Jan 2027 | [T2 (TARGET RTGS) open Mon 18 Jan 2027](https://zeitwide.com/calendars/EU-T2/2027-01-18) | [FedACH Services closed Mon 18 Jan 2027: Martin Luther King Jr. Day](https://zeitwide.com/calendars/US-FEDACH/2027-01-18) |
| Mon 15 Feb 2027 | [T2 (TARGET RTGS) open Mon 15 Feb 2027](https://zeitwide.com/calendars/EU-T2/2027-02-15) | [FedACH Services closed Mon 15 Feb 2027: Washington's Birthday (Presidents Day)](https://zeitwide.com/calendars/US-FEDACH/2027-02-15) |
| Fri 26 Mar 2027 | [T2 (TARGET RTGS) closed Fri 26 Mar 2027: Good Friday (TARGET closing day)](https://zeitwide.com/calendars/EU-T2/2027-03-26) | [FedACH Services open Fri 26 Mar 2027](https://zeitwide.com/calendars/US-FEDACH/2027-03-26) |
| Mon 29 Mar 2027 | [T2 (TARGET RTGS) closed Mon 29 Mar 2027: Easter Monday (TARGET closing day)](https://zeitwide.com/calendars/EU-T2/2027-03-29) | [FedACH Services open Mon 29 Mar 2027](https://zeitwide.com/calendars/US-FEDACH/2027-03-29) |
| Sat 1 May 2027 | [T2 (TARGET RTGS) closed for the weekend and a holiday Sat 1 May 2027: Labour Day (TARGET closing day)](https://zeitwide.com/calendars/EU-T2/2027-05-01) | [FedACH Services closed for the weekend Sat 1 May 2027](https://zeitwide.com/calendars/US-FEDACH/2027-05-01) |
| Mon 31 May 2027 | [T2 (TARGET RTGS) open Mon 31 May 2027](https://zeitwide.com/calendars/EU-T2/2027-05-31) | [FedACH Services closed Mon 31 May 2027: Memorial Day](https://zeitwide.com/calendars/US-FEDACH/2027-05-31) |
| Sat 19 Jun 2027 | [T2 (TARGET RTGS) closed for the weekend Sat 19 Jun 2027](https://zeitwide.com/calendars/EU-T2/2027-06-19) | [FedACH Services closed for the weekend and a holiday Sat 19 Jun 2027: Juneteenth National Independence Day](https://zeitwide.com/calendars/US-FEDACH/2027-06-19) |
| Mon 5 Jul 2027 | [T2 (TARGET RTGS) open Mon 5 Jul 2027](https://zeitwide.com/calendars/EU-T2/2027-07-05) | [FedACH Services closed Mon 5 Jul 2027: Independence Day (observed)](https://zeitwide.com/calendars/US-FEDACH/2027-07-05) |
| Mon 6 Sept 2027 | [T2 (TARGET RTGS) open Mon 6 Sept 2027](https://zeitwide.com/calendars/EU-T2/2027-09-06) | [FedACH Services closed Mon 6 Sept 2027: Labor Day](https://zeitwide.com/calendars/US-FEDACH/2027-09-06) |
| Mon 11 Oct 2027 | [T2 (TARGET RTGS) open Mon 11 Oct 2027](https://zeitwide.com/calendars/EU-T2/2027-10-11) | [FedACH Services closed Mon 11 Oct 2027: Columbus Day](https://zeitwide.com/calendars/US-FEDACH/2027-10-11) |
| Thu 11 Nov 2027 | [T2 (TARGET RTGS) open Thu 11 Nov 2027](https://zeitwide.com/calendars/EU-T2/2027-11-11) | [FedACH Services closed Thu 11 Nov 2027: Veterans Day](https://zeitwide.com/calendars/US-FEDACH/2027-11-11) |
| Thu 25 Nov 2027 | [T2 (TARGET RTGS) open Thu 25 Nov 2027](https://zeitwide.com/calendars/EU-T2/2027-11-25) | [FedACH Services closed Thu 25 Nov 2027: Thanksgiving Day](https://zeitwide.com/calendars/US-FEDACH/2027-11-25) |
| Sat 25 Dec 2027 | [T2 (TARGET RTGS) closed for the weekend and a holiday Sat 25 Dec 2027: Christmas Day (TARGET closing day)](https://zeitwide.com/calendars/EU-T2/2027-12-25) | [FedACH Services closed for the weekend and a holiday Sat 25 Dec 2027: Christmas Day](https://zeitwide.com/calendars/US-FEDACH/2027-12-25) |
| Sun 26 Dec 2027 | [T2 (TARGET RTGS) closed for the weekend and a holiday Sun 26 Dec 2027: Christmas Holiday (TARGET closing day)](https://zeitwide.com/calendars/EU-T2/2027-12-26) | [FedACH Services closed for the weekend Sun 26 Dec 2027](https://zeitwide.com/calendars/US-FEDACH/2027-12-26) |

## Each calendar's full year

- [T2 (TARGET RTGS) has 6 closing days in 2027, 3 on weekdays](https://zeitwide.com/calendars/EU-T2/2027)
- [FedACH Services has 11 closing days in 2027, 9 on weekdays](https://zeitwide.com/calendars/US-FEDACH/2027)

## Sources

Zeitwide release 2026.11.03.1.