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CHAPS vs FedACH Services: closures in 2026

In 2026 CHAPS closes on 8 days and FedACH Services on 11; they share New Year's Day, 25 May and Christmas Day.

From Zeitwide release 2026.10.29.1.

Side by side

Every day CHAPS or FedACH Services is closed in 2026
DateCHAPSFedACH Services
Thu 1 Jan 2026CHAPS closed Thu 1 Jan 2026: New Year's DayFedACH Services closed Thu 1 Jan 2026: New Year's Day
Mon 19 Jan 2026CHAPS open Mon 19 Jan 2026FedACH Services closed Mon 19 Jan 2026: Martin Luther King Jr. Day
Mon 16 Feb 2026CHAPS open Mon 16 Feb 2026FedACH Services closed Mon 16 Feb 2026: Washington's Birthday (Presidents Day)
Fri 3 Apr 2026CHAPS closed Fri 3 Apr 2026: Good FridayFedACH Services open Fri 3 Apr 2026
Mon 6 Apr 2026CHAPS closed Mon 6 Apr 2026: Easter MondayFedACH Services open Mon 6 Apr 2026
Mon 4 May 2026CHAPS closed Mon 4 May 2026: Early May bank holidayFedACH Services open Mon 4 May 2026
Mon 25 May 2026CHAPS closed Mon 25 May 2026: Spring bank holidayFedACH Services closed Mon 25 May 2026: Memorial Day
Fri 19 Jun 2026CHAPS open Fri 19 Jun 2026FedACH Services closed Fri 19 Jun 2026: Juneteenth National Independence Day
Sat 4 Jul 2026CHAPS closed for the weekend Sat 4 Jul 2026FedACH Services closed for the weekend and a holiday Sat 4 Jul 2026: Independence Day
Mon 31 Aug 2026CHAPS closed Mon 31 Aug 2026: Summer bank holidayFedACH Services open Mon 31 Aug 2026
Mon 7 Sept 2026CHAPS open Mon 7 Sept 2026FedACH Services closed Mon 7 Sept 2026: Labor Day
Mon 12 Oct 2026CHAPS open Mon 12 Oct 2026FedACH Services closed Mon 12 Oct 2026: Columbus Day
Wed 11 Nov 2026CHAPS open Wed 11 Nov 2026FedACH Services closed Wed 11 Nov 2026: Veterans Day
Thu 26 Nov 2026CHAPS open Thu 26 Nov 2026FedACH Services closed Thu 26 Nov 2026: Thanksgiving Day
Fri 25 Dec 2026CHAPS closed Fri 25 Dec 2026: Christmas DayFedACH Services closed Fri 25 Dec 2026: Christmas Day
Mon 28 Dec 2026CHAPS closed Mon 28 Dec 2026: Boxing Day (Substitute day)FedACH Services open Mon 28 Dec 2026

Each calendar's full year

Sources

Zeitwide release 2026.10.29.1.