# FedACH Services vs FedNow Service: closures in 2026

In 2026 FedACH Services closes on 11 days and FedNow Service on none; they share no closing days.

From Zeitwide release 2026.11.03.1.

## Side by side

Every day FedACH Services or FedNow Service is closed in 2026

| Date | FedACH Services | FedNow Service |
| --- | --- | --- |
| Thu 1 Jan 2026 | [FedACH Services closed Thu 1 Jan 2026: New Year's Day](https://zeitwide.com/calendars/US-FEDACH/2026-01-01) | [FedNow Service open Thu 1 Jan 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-01-01) |
| Mon 19 Jan 2026 | [FedACH Services closed Mon 19 Jan 2026: Martin Luther King Jr. Day](https://zeitwide.com/calendars/US-FEDACH/2026-01-19) | [FedNow Service open Mon 19 Jan 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-01-19) |
| Mon 16 Feb 2026 | [FedACH Services closed Mon 16 Feb 2026: Washington's Birthday (Presidents Day)](https://zeitwide.com/calendars/US-FEDACH/2026-02-16) | [FedNow Service open Mon 16 Feb 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-02-16) |
| Mon 25 May 2026 | [FedACH Services closed Mon 25 May 2026: Memorial Day](https://zeitwide.com/calendars/US-FEDACH/2026-05-25) | [FedNow Service open Mon 25 May 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-05-25) |
| Fri 19 Jun 2026 | [FedACH Services closed Fri 19 Jun 2026: Juneteenth National Independence Day](https://zeitwide.com/calendars/US-FEDACH/2026-06-19) | [FedNow Service open Fri 19 Jun 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-06-19) |
| Sat 4 Jul 2026 | [FedACH Services closed for the weekend and a holiday Sat 4 Jul 2026: Independence Day](https://zeitwide.com/calendars/US-FEDACH/2026-07-04) | [FedNow Service open Sat 4 Jul 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-07-04) |
| Mon 7 Sept 2026 | [FedACH Services closed Mon 7 Sept 2026: Labor Day](https://zeitwide.com/calendars/US-FEDACH/2026-09-07) | [FedNow Service open Mon 7 Sept 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-09-07) |
| Mon 12 Oct 2026 | [FedACH Services closed Mon 12 Oct 2026: Columbus Day](https://zeitwide.com/calendars/US-FEDACH/2026-10-12) | [FedNow Service open Mon 12 Oct 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-10-12) |
| Wed 11 Nov 2026 | [FedACH Services closed Wed 11 Nov 2026: Veterans Day](https://zeitwide.com/calendars/US-FEDACH/2026-11-11) | [FedNow Service open Wed 11 Nov 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-11-11) |
| Thu 26 Nov 2026 | [FedACH Services closed Thu 26 Nov 2026: Thanksgiving Day](https://zeitwide.com/calendars/US-FEDACH/2026-11-26) | [FedNow Service open Thu 26 Nov 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-11-26) |
| Fri 25 Dec 2026 | [FedACH Services closed Fri 25 Dec 2026: Christmas Day](https://zeitwide.com/calendars/US-FEDACH/2026-12-25) | [FedNow Service open Fri 25 Dec 2026](https://zeitwide.com/calendars/US-FEDNOW/2026-12-25) |

## Each calendar's full year

- [FedACH Services has 11 closing days in 2026, 10 on weekdays](https://zeitwide.com/calendars/US-FEDACH/2026)
- [FedNow Service has no closing days in 2026](https://zeitwide.com/calendars/US-FEDNOW/2026)

## Sources

Zeitwide release 2026.11.03.1.