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Is Monday 3 January 2028 a England and Wales bank holidays business day?

No: Monday 3 January 2028 is not a England and Wales bank holidays business day, because England and Wales bank holidays is closed for New Year's Day (Substitute day), according to GOV.UK (Government Digital Service); England and Wales bank holidays reopens on Tuesday 4 January 2028 (Zeitwide release 2026.11.04.1).

28 days of England and Wales bank holidays around Mon 3 Jan 2028

England and Wales bank holidays, Mon 27 Dec 2027 to Sun 23 Jan 2028
CalendarMon 27 Dec 2027Tue 28 Dec 2027Wed 29 Dec 2027Thu 30 Dec 2027Fri 31 Dec 2027Sat 1 Jan 2028Sun 2 Jan 2028Mon 3 Jan 2028Tue 4 Jan 2028Wed 5 Jan 2028Thu 6 Jan 2028Fri 7 Jan 2028Sat 8 Jan 2028Sun 9 Jan 2028Mon 10 Jan 2028Tue 11 Jan 2028Wed 12 Jan 2028Thu 13 Jan 2028Fri 14 Jan 2028Sat 15 Jan 2028Sun 16 Jan 2028Mon 17 Jan 2028Tue 18 Jan 2028Wed 19 Jan 2028Thu 20 Jan 2028Fri 21 Jan 2028Sat 22 Jan 2028Sun 23 Jan 2028
England and Wales bank holidaysEngland and Wales bank holidays closed Mon 27 Dec 2027: Christmas Day (Substitute day)England and Wales bank holidays closed Tue 28 Dec 2027: Boxing Day (Substitute day)England and Wales bank holidays open Wed 29 Dec 2027England and Wales bank holidays open Thu 30 Dec 2027England and Wales bank holidays open Fri 31 Dec 2027England and Wales bank holidays closed for the weekend Sat 1 Jan 2028England and Wales bank holidays closed for the weekend Sun 2 Jan 2028England and Wales bank holidays closed Mon 3 Jan 2028: New Year's Day (Substitute day)England and Wales bank holidays open Tue 4 Jan 2028England and Wales bank holidays open Wed 5 Jan 2028England and Wales bank holidays open Thu 6 Jan 2028England and Wales bank holidays open Fri 7 Jan 2028England and Wales bank holidays closed for the weekend Sat 8 Jan 2028England and Wales bank holidays closed for the weekend Sun 9 Jan 2028England and Wales bank holidays open Mon 10 Jan 2028England and Wales bank holidays open Tue 11 Jan 2028England and Wales bank holidays open Wed 12 Jan 2028England and Wales bank holidays open Thu 13 Jan 2028England and Wales bank holidays open Fri 14 Jan 2028England and Wales bank holidays closed for the weekend Sat 15 Jan 2028England and Wales bank holidays closed for the weekend Sun 16 Jan 2028England and Wales bank holidays open Mon 17 Jan 2028England and Wales bank holidays open Tue 18 Jan 2028England and Wales bank holidays open Wed 19 Jan 2028England and Wales bank holidays open Thu 20 Jan 2028England and Wales bank holidays open Fri 21 Jan 2028England and Wales bank holidays closed for the weekend Sat 22 Jan 2028England and Wales bank holidays closed for the weekend Sun 23 Jan 2028
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Other calendars on Mon 3 Jan 2028

Monday 3 January 2028 on 7 other calendars
CalendarStatusWhy
Germany: nationwide public holidays (DE)No dataOutside this calendar's sources
T2 (TARGET RTGS) (EU-T2)T2 (TARGET RTGS) open Mon 3 Jan 2028Business day
CHAPS (GB-CHAPS)CHAPS closed Mon 3 Jan 2028: New Year's Day (Substitute day)New Year's Day (Substitute day)
FedACH Services (US-FEDACH)FedACH Services open Mon 3 Jan 2028Business day
US federal holidays (US-FEDERAL)US federal holidays open Mon 3 Jan 2028Business day
FedNow Service (US-FEDNOW)FedNow Service open Mon 3 Jan 2028Business day
Fedwire Funds Service (US-FEDWIRE)Fedwire Funds Service open Mon 3 Jan 2028Business day

Sources

Zeitwide release 2026.11.04.1. Evidence and signed receipt for England and Wales bank holidays on Mon 3 Jan 2028

England and Wales bank holidays revision 68, published .

Cite this answer
Zeitwide (2026). GB-EAW on 2028-01-03. Release 2026.11.04.1. https://zeitwide.com/calendars/GB-EAW/2028-01-03

Questions people ask

When does England and Wales bank holidays reopen after Monday 3 January 2028?

England and Wales bank holidays reopens on Tuesday 4 January 2028.

Which days is England and Wales bank holidays closed?

England and Wales bank holidays is closed every Saturday and Sunday. It also closes on the holidays published by GOV.UK (Government Digital Service).

Where does this answer come from?

GOV.UK (Government Digital Service), last read 28 Oct 2026, 15:46 UTC. The operator published this date. It is in Zeitwide release 2026.11.04.1.

The same answer from the API

curl https://api.zeitwide.com/v1/calendars/GB-EAW/days/2028-01-03

{
  "date": "2028-01-03",
  "is_business_day": false,
  "reason": "New Year's Day (Substitute day)",
  "dataset_release": "2026.11.04.1"
}

Agents get it from the is_business_day MCP tool. The developer quickstart covers keys, MCP and webhooks