Skip to content
Zeitwide
Sign inGet API key

Is Sunday 3 January 2027 a FedACH Services business day?

No.

FedACH Services does not settle at weekends.

Weekend
Next business day
Mon 4 Jan 2027
Previous business day
Thu 31 Dec 2026

Decided by the weekend rule: saturday and sunday are closed on FedACH Services.

release 2026.10.29.1

How we know

Around this date

  1. Sun 27, Sunday 27 December 2026: weekend
  2. Mon 28, Monday 28 December 2026: open
  3. Tue 29, Tuesday 29 December 2026: open
  4. Wed 30, Wednesday 30 December 2026: open
  5. Thu 31, Thursday 31 December 2026: open
  6. Fri 1, Friday 1 January 2027: closed, New Year's Day
  7. Sat 2, Saturday 2 January 2027: weekend
  8. Sun 3, Sunday 3 January 2027: weekend
  9. Mon 4, Monday 4 January 2027: open
  10. Tue 5, Tuesday 5 January 2027: open
  11. Wed 6, Wednesday 6 January 2027: open
  12. Thu 7, Thursday 7 January 2027: open
  13. Fri 8, Friday 8 January 2027: open
  14. Sat 9, Saturday 9 January 2027: weekend
  15. Sun 10, Sunday 10 January 2027: weekend
  16. Mon 11, Monday 11 January 2027: open
  17. Tue 12, Tuesday 12 January 2027: open
  18. Wed 13, Wednesday 13 January 2027: open
  19. Thu 14, Thursday 14 January 2027: open
  20. Fri 15, Friday 15 January 2027: open
  21. Sat 16, Saturday 16 January 2027: weekend
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Sun 3 Jan on other calendars

CalendarStatusWhy
Germany: nationwide public holidays DEWeekendWeekend
T2 (TARGET RTGS) EU-T2WeekendWeekend
CHAPS GB-CHAPSWeekendWeekend
England and Wales bank holidays GB-EAWWeekendWeekend
US federal holidays US-FEDERALWeekendWeekend
FedNow Service US-FEDNOWOpenBusiness day
Fedwire Funds Service US-FEDWIREWeekendWeekend

Get this answer in code

curl -H "Authorization: Bearer $ZEITWIDE_API_KEY" \
  https://api.zeitwide.com/v1/calendars/US-FEDACH/days/2027-01-03

{
  "date": "2027-01-03",
  "is_business_day": false,
  "dataset_release": "2026.10.29.1"
}

Agents get the same answer from the is_business_day MCP tool. Developer quickstart

Questions people ask

Is Sunday 3 January 2027 a FedACH Services business day?
No. Sunday 3 January 2027 is a weekend day, and FedACH Services does not settle at weekends. Next business day: Mon 4 Jan 2027. Previous: Thu 31 Dec 2026. Backed by official sources.
When does FedACH Services settle again?
Monday 4 January 2027.
Can I be warned about changes like this?
Yes. Sign in and add FedACH Services to an alert rule for webhook alerts.