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Is Saturday 1 January 2028 a FedACH Services business day?

No: Saturday 1 January 2028 is not a FedACH Services business day, because FedACH Services is closed for New Year's Day, according to Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services); FedACH Services reopens on Monday 3 January 2028 (Zeitwide release 2026.11.04.1).

28 days of FedACH Services around Sat 1 Jan 2028

FedACH Services, Sat 25 Dec 2027 to Fri 21 Jan 2028
CalendarSat 25 Dec 2027Sun 26 Dec 2027Mon 27 Dec 2027Tue 28 Dec 2027Wed 29 Dec 2027Thu 30 Dec 2027Fri 31 Dec 2027Sat 1 Jan 2028Sun 2 Jan 2028Mon 3 Jan 2028Tue 4 Jan 2028Wed 5 Jan 2028Thu 6 Jan 2028Fri 7 Jan 2028Sat 8 Jan 2028Sun 9 Jan 2028Mon 10 Jan 2028Tue 11 Jan 2028Wed 12 Jan 2028Thu 13 Jan 2028Fri 14 Jan 2028Sat 15 Jan 2028Sun 16 Jan 2028Mon 17 Jan 2028Tue 18 Jan 2028Wed 19 Jan 2028Thu 20 Jan 2028Fri 21 Jan 2028
FedACH ServicesFedACH Services closed for the weekend and a holiday Sat 25 Dec 2027: Christmas DayFedACH Services closed for the weekend Sun 26 Dec 2027FedACH Services open Mon 27 Dec 2027FedACH Services open Tue 28 Dec 2027FedACH Services open Wed 29 Dec 2027FedACH Services open Thu 30 Dec 2027FedACH Services open Fri 31 Dec 2027FedACH Services closed for the weekend and a holiday Sat 1 Jan 2028: New Year's DayFedACH Services closed for the weekend Sun 2 Jan 2028FedACH Services open Mon 3 Jan 2028FedACH Services open Tue 4 Jan 2028FedACH Services open Wed 5 Jan 2028FedACH Services open Thu 6 Jan 2028FedACH Services open Fri 7 Jan 2028FedACH Services closed for the weekend Sat 8 Jan 2028FedACH Services closed for the weekend Sun 9 Jan 2028FedACH Services open Mon 10 Jan 2028FedACH Services open Tue 11 Jan 2028FedACH Services open Wed 12 Jan 2028FedACH Services open Thu 13 Jan 2028FedACH Services open Fri 14 Jan 2028FedACH Services closed for the weekend Sat 15 Jan 2028FedACH Services closed for the weekend Sun 16 Jan 2028FedACH Services closed Mon 17 Jan 2028: Birthday of Martin Luther King, Jr.FedACH Services open Tue 18 Jan 2028FedACH Services open Wed 19 Jan 2028FedACH Services open Thu 20 Jan 2028FedACH Services open Fri 21 Jan 2028
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Other calendars on Sat 1 Jan 2028

Saturday 1 January 2028 on 7 other calendars
CalendarStatusWhy
Germany: nationwide public holidays (DE)No dataOutside this calendar's sources
T2 (TARGET RTGS) (EU-T2)T2 (TARGET RTGS) closed for the weekend and a holiday Sat 1 Jan 2028: New Year's Day (TARGET closing day)New Year's Day (TARGET closing day)
CHAPS (GB-CHAPS)CHAPS closed for the weekend Sat 1 Jan 2028Weekend
England and Wales bank holidays (GB-EAW)England and Wales bank holidays closed for the weekend Sat 1 Jan 2028Weekend
US federal holidays (US-FEDERAL)US federal holidays closed for the weekend Sat 1 Jan 2028Weekend
FedNow Service (US-FEDNOW)FedNow Service open Sat 1 Jan 2028Business day
Fedwire Funds Service (US-FEDWIRE)Fedwire Funds Service closed for the weekend and a holiday Sat 1 Jan 2028: New Year's DayNew Year's Day

Sources

Zeitwide release 2026.11.04.1. Evidence and signed receipt for FedACH Services on Sat 1 Jan 2028

FedACH Services revision 38, published .

Cite this answer
Zeitwide (2026). US-FEDACH on 2028-01-01. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDACH/2028-01-01

Questions people ask

When does FedACH Services reopen after Saturday 1 January 2028?

FedACH Services reopens on Monday 3 January 2028.

What are FedACH Services's operating hours?

FedACH Services publishes 9 cut-off times rather than opening hours, all in America/New_York.

Where does this answer come from?

Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services), last read 3 Nov 2026, 02:47 UTC. The operator published this date. It is in Zeitwide release 2026.11.04.1.

The same answer from the API

curl https://api.zeitwide.com/v1/calendars/US-FEDACH/days/2028-01-01

{
  "date": "2028-01-01",
  "is_business_day": false,
  "reason": "New Year's Day",
  "dataset_release": "2026.11.04.1"
}

Agents get it from the is_business_day MCP tool. The developer quickstart covers keys, MCP and webhooks