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Is Sunday 23 January 2028 a FedACH Services business day?

No: Sunday 23 January 2028 is not a FedACH Services business day, because FedACH Services is closed at weekends; FedACH Services reopens on Monday 24 January 2028 (Zeitwide release 2026.11.04.1).

28 days of FedACH Services around Sun 23 Jan 2028

FedACH Services, Sun 16 Jan 2028 to Sat 12 Feb 2028
CalendarSun 16 Jan 2028Mon 17 Jan 2028Tue 18 Jan 2028Wed 19 Jan 2028Thu 20 Jan 2028Fri 21 Jan 2028Sat 22 Jan 2028Sun 23 Jan 2028Mon 24 Jan 2028Tue 25 Jan 2028Wed 26 Jan 2028Thu 27 Jan 2028Fri 28 Jan 2028Sat 29 Jan 2028Sun 30 Jan 2028Mon 31 Jan 2028Tue 1 Feb 2028Wed 2 Feb 2028Thu 3 Feb 2028Fri 4 Feb 2028Sat 5 Feb 2028Sun 6 Feb 2028Mon 7 Feb 2028Tue 8 Feb 2028Wed 9 Feb 2028Thu 10 Feb 2028Fri 11 Feb 2028Sat 12 Feb 2028
FedACH ServicesFedACH Services closed for the weekend Sun 16 Jan 2028FedACH Services closed Mon 17 Jan 2028: Birthday of Martin Luther King, Jr.FedACH Services open Tue 18 Jan 2028FedACH Services open Wed 19 Jan 2028FedACH Services open Thu 20 Jan 2028FedACH Services open Fri 21 Jan 2028FedACH Services closed for the weekend Sat 22 Jan 2028FedACH Services closed for the weekend Sun 23 Jan 2028FedACH Services open Mon 24 Jan 2028FedACH Services open Tue 25 Jan 2028FedACH Services open Wed 26 Jan 2028FedACH Services open Thu 27 Jan 2028FedACH Services open Fri 28 Jan 2028FedACH Services closed for the weekend Sat 29 Jan 2028FedACH Services closed for the weekend Sun 30 Jan 2028FedACH Services open Mon 31 Jan 2028FedACH Services open Tue 1 Feb 2028FedACH Services open Wed 2 Feb 2028FedACH Services open Thu 3 Feb 2028FedACH Services open Fri 4 Feb 2028FedACH Services closed for the weekend Sat 5 Feb 2028FedACH Services closed for the weekend Sun 6 Feb 2028FedACH Services open Mon 7 Feb 2028FedACH Services open Tue 8 Feb 2028FedACH Services open Wed 9 Feb 2028FedACH Services open Thu 10 Feb 2028FedACH Services open Fri 11 Feb 2028FedACH Services closed for the weekend Sat 12 Feb 2028
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Other calendars on Sun 23 Jan 2028

Sunday 23 January 2028 on 7 other calendars
CalendarStatusWhy
Germany: nationwide public holidays (DE)No dataOutside this calendar's sources
T2 (TARGET RTGS) (EU-T2)T2 (TARGET RTGS) closed for the weekend Sun 23 Jan 2028Weekend
CHAPS (GB-CHAPS)CHAPS closed for the weekend Sun 23 Jan 2028Weekend
England and Wales bank holidays (GB-EAW)England and Wales bank holidays closed for the weekend Sun 23 Jan 2028Weekend
US federal holidays (US-FEDERAL)US federal holidays closed for the weekend Sun 23 Jan 2028Weekend
FedNow Service (US-FEDNOW)FedNow Service open Sun 23 Jan 2028Business day
Fedwire Funds Service (US-FEDWIRE)Fedwire Funds Service closed for the weekend Sun 23 Jan 2028Weekend

Sources

No entry decides this date, so FedACH Services's weekend rule does. FedACH Services is closed every Saturday and Sunday.

Zeitwide release 2026.11.04.1. Evidence and signed receipt for FedACH Services on Sun 23 Jan 2028

FedACH Services revision 38, published .

Cite this answer
Zeitwide (2026). US-FEDACH on 2028-01-23. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDACH/2028-01-23

Questions people ask

When does FedACH Services reopen after Sunday 23 January 2028?

FedACH Services reopens on Monday 24 January 2028.

What are FedACH Services's operating hours?

FedACH Services publishes 9 cut-off times rather than opening hours, all in America/New_York.

Where does this answer come from?

The calendar's weekend rule and no closure for it in Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services), in Zeitwide release 2026.11.04.1.

The same answer from the API

curl https://api.zeitwide.com/v1/calendars/US-FEDACH/days/2028-01-23

{
  "date": "2028-01-23",
  "is_business_day": false,
  "dataset_release": "2026.11.04.1"
}

Agents get it from the is_business_day MCP tool. The developer quickstart covers keys, MCP and webhooks