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Is Wednesday 12 July 2028 a FedACH Services business day?

Yes: Wednesday 12 July 2028 is a FedACH Services business day, as no closure for it appears in Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services); the next FedACH Services business day is Thursday 13 July 2028 (Zeitwide release 2026.11.04.1).

28 days of FedACH Services around Wed 12 Jul 2028

FedACH Services, Wed 5 Jul 2028 to Tue 1 Aug 2028
CalendarWed 5 Jul 2028Thu 6 Jul 2028Fri 7 Jul 2028Sat 8 Jul 2028Sun 9 Jul 2028Mon 10 Jul 2028Tue 11 Jul 2028Wed 12 Jul 2028Thu 13 Jul 2028Fri 14 Jul 2028Sat 15 Jul 2028Sun 16 Jul 2028Mon 17 Jul 2028Tue 18 Jul 2028Wed 19 Jul 2028Thu 20 Jul 2028Fri 21 Jul 2028Sat 22 Jul 2028Sun 23 Jul 2028Mon 24 Jul 2028Tue 25 Jul 2028Wed 26 Jul 2028Thu 27 Jul 2028Fri 28 Jul 2028Sat 29 Jul 2028Sun 30 Jul 2028Mon 31 Jul 2028Tue 1 Aug 2028
FedACH ServicesFedACH Services open Wed 5 Jul 2028FedACH Services open Thu 6 Jul 2028FedACH Services open Fri 7 Jul 2028FedACH Services closed for the weekend Sat 8 Jul 2028FedACH Services closed for the weekend Sun 9 Jul 2028FedACH Services open Mon 10 Jul 2028FedACH Services open Tue 11 Jul 2028FedACH Services open Wed 12 Jul 2028FedACH Services open Thu 13 Jul 2028FedACH Services open Fri 14 Jul 2028FedACH Services closed for the weekend Sat 15 Jul 2028FedACH Services closed for the weekend Sun 16 Jul 2028FedACH Services open Mon 17 Jul 2028FedACH Services open Tue 18 Jul 2028FedACH Services open Wed 19 Jul 2028FedACH Services open Thu 20 Jul 2028FedACH Services open Fri 21 Jul 2028FedACH Services closed for the weekend Sat 22 Jul 2028FedACH Services closed for the weekend Sun 23 Jul 2028FedACH Services open Mon 24 Jul 2028FedACH Services open Tue 25 Jul 2028FedACH Services open Wed 26 Jul 2028FedACH Services open Thu 27 Jul 2028FedACH Services open Fri 28 Jul 2028FedACH Services closed for the weekend Sat 29 Jul 2028FedACH Services closed for the weekend Sun 30 Jul 2028FedACH Services open Mon 31 Jul 2028FedACH Services open Tue 1 Aug 2028
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Other calendars on Wed 12 Jul 2028

Wednesday 12 July 2028 on 7 other calendars
CalendarStatusWhy
Germany: nationwide public holidays (DE)No dataOutside this calendar's sources
T2 (TARGET RTGS) (EU-T2)T2 (TARGET RTGS) open Wed 12 Jul 2028Business day
CHAPS (GB-CHAPS)CHAPS open Wed 12 Jul 2028Business day
England and Wales bank holidays (GB-EAW)England and Wales bank holidays open Wed 12 Jul 2028Business day
US federal holidays (US-FEDERAL)US federal holidays open Wed 12 Jul 2028Business day
FedNow Service (US-FEDNOW)FedNow Service open Wed 12 Jul 2028Business day
Fedwire Funds Service (US-FEDWIRE)Fedwire Funds Service open Wed 12 Jul 2028Business day

Sources

No entry decides this date, so FedACH Services's weekend rule does. FedACH Services is closed every Saturday and Sunday.

Zeitwide release 2026.11.04.1. Evidence and signed receipt for FedACH Services on Wed 12 Jul 2028

FedACH Services revision 38, published .

Cite this answer
Zeitwide (2026). US-FEDACH on 2028-07-12. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDACH/2028-07-12

Questions people ask

What is the next FedACH Services business day after Wednesday 12 July 2028?

The next FedACH Services business day is Thursday 13 July 2028.

What are FedACH Services's operating hours?

FedACH Services publishes 9 cut-off times rather than opening hours, all in America/New_York.

Where does this answer come from?

The calendar's weekend rule and no closure for it in Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services), in Zeitwide release 2026.11.04.1.

The same answer from the API

curl https://api.zeitwide.com/v1/calendars/US-FEDACH/days/2028-07-12

{
  "date": "2028-07-12",
  "is_business_day": true,
  "dataset_release": "2026.11.04.1"
}

Agents get it from the is_business_day MCP tool. The developer quickstart covers keys, MCP and webhooks