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Is Sunday 31 December 2028 a FedACH Services business day?

No: Sunday 31 December 2028 is not a FedACH Services business day, because FedACH Services is closed at weekends; FedACH Services reopens on Tuesday 2 January 2029 (Zeitwide release 2026.11.04.1).

28 days of FedACH Services around Sun 31 Dec 2028

FedACH Services, Sun 24 Dec 2028 to Sat 20 Jan 2029
CalendarSun 24 Dec 2028Mon 25 Dec 2028Tue 26 Dec 2028Wed 27 Dec 2028Thu 28 Dec 2028Fri 29 Dec 2028Sat 30 Dec 2028Sun 31 Dec 2028Mon 1 Jan 2029Tue 2 Jan 2029Wed 3 Jan 2029Thu 4 Jan 2029Fri 5 Jan 2029Sat 6 Jan 2029Sun 7 Jan 2029Mon 8 Jan 2029Tue 9 Jan 2029Wed 10 Jan 2029Thu 11 Jan 2029Fri 12 Jan 2029Sat 13 Jan 2029Sun 14 Jan 2029Mon 15 Jan 2029Tue 16 Jan 2029Wed 17 Jan 2029Thu 18 Jan 2029Fri 19 Jan 2029Sat 20 Jan 2029
FedACH ServicesFedACH Services closed for the weekend Sun 24 Dec 2028FedACH Services closed Mon 25 Dec 2028: Christmas DayFedACH Services open Tue 26 Dec 2028FedACH Services open Wed 27 Dec 2028FedACH Services open Thu 28 Dec 2028FedACH Services open Fri 29 Dec 2028FedACH Services closed for the weekend Sat 30 Dec 2028FedACH Services closed for the weekend Sun 31 Dec 2028FedACH Services closed Mon 1 Jan 2029: New Year's DayFedACH Services open Tue 2 Jan 2029FedACH Services open Wed 3 Jan 2029FedACH Services open Thu 4 Jan 2029FedACH Services open Fri 5 Jan 2029FedACH Services closed for the weekend Sat 6 Jan 2029FedACH Services closed for the weekend Sun 7 Jan 2029FedACH Services open Mon 8 Jan 2029FedACH Services open Tue 9 Jan 2029FedACH Services open Wed 10 Jan 2029FedACH Services open Thu 11 Jan 2029FedACH Services open Fri 12 Jan 2029FedACH Services closed for the weekend Sat 13 Jan 2029FedACH Services closed for the weekend Sun 14 Jan 2029FedACH Services closed Mon 15 Jan 2029: Birthday of Martin Luther King, Jr.FedACH Services open Tue 16 Jan 2029FedACH Services open Wed 17 Jan 2029FedACH Services open Thu 18 Jan 2029FedACH Services open Fri 19 Jan 2029FedACH Services closed for the weekend Sat 20 Jan 2029
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Other calendars on Sun 31 Dec 2028

Sunday 31 December 2028 on 7 other calendars
CalendarStatusWhy
Germany: nationwide public holidays (DE)No dataOutside this calendar's sources
T2 (TARGET RTGS) (EU-T2)T2 (TARGET RTGS) closed for the weekend Sun 31 Dec 2028Weekend
CHAPS (GB-CHAPS)CHAPS closed for the weekend Sun 31 Dec 2028Weekend
England and Wales bank holidays (GB-EAW)England and Wales bank holidays closed for the weekend Sun 31 Dec 2028Weekend
US federal holidays (US-FEDERAL)US federal holidays closed for the weekend Sun 31 Dec 2028Weekend
FedNow Service (US-FEDNOW)FedNow Service open Sun 31 Dec 2028Business day
Fedwire Funds Service (US-FEDWIRE)Fedwire Funds Service closed for the weekend Sun 31 Dec 2028Weekend

Sources

No entry decides this date, so FedACH Services's weekend rule does. FedACH Services is closed every Saturday and Sunday.

Zeitwide release 2026.11.04.1. Evidence and signed receipt for FedACH Services on Sun 31 Dec 2028

FedACH Services revision 38, published .

Cite this answer
Zeitwide (2026). US-FEDACH on 2028-12-31. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDACH/2028-12-31

Questions people ask

When does FedACH Services reopen after Sunday 31 December 2028?

FedACH Services reopens on Tuesday 2 January 2029.

What are FedACH Services's operating hours?

FedACH Services publishes 9 cut-off times rather than opening hours, all in America/New_York.

Where does this answer come from?

The calendar's weekend rule and no closure for it in Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services), in Zeitwide release 2026.11.04.1.

The same answer from the API

curl https://api.zeitwide.com/v1/calendars/US-FEDACH/days/2028-12-31

{
  "date": "2028-12-31",
  "is_business_day": false,
  "dataset_release": "2026.11.04.1"
}

Agents get it from the is_business_day MCP tool. The developer quickstart covers keys, MCP and webhooks