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Is Thursday 20 July 2028 a US federal holidays business day?

Yes: Thursday 20 July 2028 is a US federal holidays business day, as no closure for it appears in U.S. Office of Personnel Management; the next US federal holidays business day is Friday 21 July 2028 (Zeitwide release 2026.11.04.1).

28 days of US federal holidays around Thu 20 Jul 2028

US federal holidays, Thu 13 Jul 2028 to Wed 9 Aug 2028
CalendarThu 13 Jul 2028Fri 14 Jul 2028Sat 15 Jul 2028Sun 16 Jul 2028Mon 17 Jul 2028Tue 18 Jul 2028Wed 19 Jul 2028Thu 20 Jul 2028Fri 21 Jul 2028Sat 22 Jul 2028Sun 23 Jul 2028Mon 24 Jul 2028Tue 25 Jul 2028Wed 26 Jul 2028Thu 27 Jul 2028Fri 28 Jul 2028Sat 29 Jul 2028Sun 30 Jul 2028Mon 31 Jul 2028Tue 1 Aug 2028Wed 2 Aug 2028Thu 3 Aug 2028Fri 4 Aug 2028Sat 5 Aug 2028Sun 6 Aug 2028Mon 7 Aug 2028Tue 8 Aug 2028Wed 9 Aug 2028
US federal holidaysUS federal holidays open Thu 13 Jul 2028US federal holidays open Fri 14 Jul 2028US federal holidays closed for the weekend Sat 15 Jul 2028US federal holidays closed for the weekend Sun 16 Jul 2028US federal holidays open Mon 17 Jul 2028US federal holidays open Tue 18 Jul 2028US federal holidays open Wed 19 Jul 2028US federal holidays open Thu 20 Jul 2028US federal holidays open Fri 21 Jul 2028US federal holidays closed for the weekend Sat 22 Jul 2028US federal holidays closed for the weekend Sun 23 Jul 2028US federal holidays open Mon 24 Jul 2028US federal holidays open Tue 25 Jul 2028US federal holidays open Wed 26 Jul 2028US federal holidays open Thu 27 Jul 2028US federal holidays open Fri 28 Jul 2028US federal holidays closed for the weekend Sat 29 Jul 2028US federal holidays closed for the weekend Sun 30 Jul 2028US federal holidays open Mon 31 Jul 2028US federal holidays open Tue 1 Aug 2028US federal holidays open Wed 2 Aug 2028US federal holidays open Thu 3 Aug 2028US federal holidays open Fri 4 Aug 2028US federal holidays closed for the weekend Sat 5 Aug 2028US federal holidays closed for the weekend Sun 6 Aug 2028US federal holidays open Mon 7 Aug 2028US federal holidays open Tue 8 Aug 2028US federal holidays open Wed 9 Aug 2028
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Other calendars on Thu 20 Jul 2028

Thursday 20 July 2028 on 7 other calendars
CalendarStatusWhy
Germany: nationwide public holidays (DE)No dataOutside this calendar's sources
T2 (TARGET RTGS) (EU-T2)T2 (TARGET RTGS) open Thu 20 Jul 2028Business day
CHAPS (GB-CHAPS)CHAPS open Thu 20 Jul 2028Business day
England and Wales bank holidays (GB-EAW)England and Wales bank holidays open Thu 20 Jul 2028Business day
FedACH Services (US-FEDACH)FedACH Services open Thu 20 Jul 2028Business day
FedNow Service (US-FEDNOW)FedNow Service open Thu 20 Jul 2028Business day
Fedwire Funds Service (US-FEDWIRE)Fedwire Funds Service open Thu 20 Jul 2028Business day

Sources

No entry decides this date, so US federal holidays's weekend rule does. US federal holidays is closed every Saturday and Sunday.

Zeitwide release 2026.11.04.1. Evidence and signed receipt for US federal holidays on Thu 20 Jul 2028

US federal holidays revision 44, published .

Cite this answer
Zeitwide (2026). US-FEDERAL on 2028-07-20. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDERAL/2028-07-20

Questions people ask

What is the next US federal holidays business day after Thursday 20 July 2028?

The next US federal holidays business day is Friday 21 July 2028.

Which days is US federal holidays closed?

US federal holidays is closed every Saturday and Sunday. It also closes on the holidays published by U.S. Office of Personnel Management.

Where does this answer come from?

The calendar's weekend rule and no closure for it in U.S. Office of Personnel Management, in Zeitwide release 2026.11.04.1.

The same answer from the API

curl https://api.zeitwide.com/v1/calendars/US-FEDERAL/days/2028-07-20

{
  "date": "2028-07-20",
  "is_business_day": true,
  "dataset_release": "2026.11.04.1"
}

Agents get it from the is_business_day MCP tool. The developer quickstart covers keys, MCP and webhooks