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Is Tuesday 4 July 2028 a FedACH Services business day?

No: Tuesday 4 July 2028 is not a FedACH Services business day, because FedACH Services is closed for Independence Day, according to Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services); FedACH Services reopens on Wednesday 5 July 2028 (Zeitwide release 2026.11.04.1).

28 days of FedACH Services around Tue 4 Jul 2028

FedACH Services, Tue 27 Jun 2028 to Mon 24 Jul 2028
CalendarTue 27 Jun 2028Wed 28 Jun 2028Thu 29 Jun 2028Fri 30 Jun 2028Sat 1 Jul 2028Sun 2 Jul 2028Mon 3 Jul 2028Tue 4 Jul 2028Wed 5 Jul 2028Thu 6 Jul 2028Fri 7 Jul 2028Sat 8 Jul 2028Sun 9 Jul 2028Mon 10 Jul 2028Tue 11 Jul 2028Wed 12 Jul 2028Thu 13 Jul 2028Fri 14 Jul 2028Sat 15 Jul 2028Sun 16 Jul 2028Mon 17 Jul 2028Tue 18 Jul 2028Wed 19 Jul 2028Thu 20 Jul 2028Fri 21 Jul 2028Sat 22 Jul 2028Sun 23 Jul 2028Mon 24 Jul 2028
FedACH ServicesFedACH Services open Tue 27 Jun 2028FedACH Services open Wed 28 Jun 2028FedACH Services open Thu 29 Jun 2028FedACH Services open Fri 30 Jun 2028FedACH Services closed for the weekend Sat 1 Jul 2028FedACH Services closed for the weekend Sun 2 Jul 2028FedACH Services open Mon 3 Jul 2028FedACH Services closed Tue 4 Jul 2028: Independence DayFedACH Services open Wed 5 Jul 2028FedACH Services open Thu 6 Jul 2028FedACH Services open Fri 7 Jul 2028FedACH Services closed for the weekend Sat 8 Jul 2028FedACH Services closed for the weekend Sun 9 Jul 2028FedACH Services open Mon 10 Jul 2028FedACH Services open Tue 11 Jul 2028FedACH Services open Wed 12 Jul 2028FedACH Services open Thu 13 Jul 2028FedACH Services open Fri 14 Jul 2028FedACH Services closed for the weekend Sat 15 Jul 2028FedACH Services closed for the weekend Sun 16 Jul 2028FedACH Services open Mon 17 Jul 2028FedACH Services open Tue 18 Jul 2028FedACH Services open Wed 19 Jul 2028FedACH Services open Thu 20 Jul 2028FedACH Services open Fri 21 Jul 2028FedACH Services closed for the weekend Sat 22 Jul 2028FedACH Services closed for the weekend Sun 23 Jul 2028FedACH Services open Mon 24 Jul 2028
  • Open
  • Closed
  • Weekend
  • Holiday on a weekend

Other calendars on Tue 4 Jul 2028

Tuesday 4 July 2028 on 7 other calendars
CalendarStatusWhy
Germany: nationwide public holidays (DE)No dataOutside this calendar's sources
T2 (TARGET RTGS) (EU-T2)T2 (TARGET RTGS) open Tue 4 Jul 2028Business day
CHAPS (GB-CHAPS)CHAPS open Tue 4 Jul 2028Business day
England and Wales bank holidays (GB-EAW)England and Wales bank holidays open Tue 4 Jul 2028Business day
US federal holidays (US-FEDERAL)US federal holidays closed Tue 4 Jul 2028: Independence DayIndependence Day
FedNow Service (US-FEDNOW)FedNow Service open Tue 4 Jul 2028Business day
Fedwire Funds Service (US-FEDWIRE)Fedwire Funds Service closed Tue 4 Jul 2028: Independence DayIndependence Day

Sources

Zeitwide release 2026.11.04.1. Evidence and signed receipt for FedACH Services on Tue 4 Jul 2028

FedACH Services revision 38, published .

Cite this answer
Zeitwide (2026). US-FEDACH on 2028-07-04. Release 2026.11.04.1. https://zeitwide.com/calendars/US-FEDACH/2028-07-04

Questions people ask

When does FedACH Services reopen after Tuesday 4 July 2028?

FedACH Services reopens on Wednesday 5 July 2028.

What are FedACH Services's operating hours?

FedACH Services publishes 9 cut-off times rather than opening hours, all in America/New_York.

Where does this answer come from?

Board of Governors of the Federal Reserve System and Federal Reserve Banks (Federal Reserve Financial Services), last read 3 Nov 2026, 02:47 UTC. The operator published this date. It is in Zeitwide release 2026.11.04.1.

The same answer from the API

curl https://api.zeitwide.com/v1/calendars/US-FEDACH/days/2028-07-04

{
  "date": "2028-07-04",
  "is_business_day": false,
  "reason": "Independence Day",
  "dataset_release": "2026.11.04.1"
}

Agents get it from the is_business_day MCP tool. The developer quickstart covers keys, MCP and webhooks